Required Minimum Distribution

Making a donation to the Little River Wetlands Project (LRWP) through your Required Minimum Distribution (RMD) is a tax-efficient way to support wetland conservation. By directing your RMD as a Qualified Charitable Distribution (QCD), you can exclude the donated amount from your taxable income.

Steps to Donate Your RMD to LRWP:

1. Confirm Eligibility:

You must be 70½ years or older to make a QCD from your IRA.

2. Consult Your Financial Advisor:

Discuss your intention with your financial advisor to ensure it aligns with your financial plans and to understand the tax implications.

3. Contact Your IRA Custodian:

Instruct your IRA custodian to make a direct transfer of funds to LRWP. The distribution must be made directly to the charity to qualify as a QCD.

4. Provide LRWP's Details to Your Custodian:

Legal Name: Little River Wetlands Project, Inc.
Address: 8315 W Jefferson Blvd, Fort Wayne, IN 46804

Tax ID Number (EIN): 35-1809569

5. Notify LRWP of Your Donation:

Inform LRWP about your incoming donation to ensure proper acknowledgment and receipt.

Important Considerations:

Annual Limit: You can donate up to $100,000 per year from your IRA as a QCD.
Tax Benefits: The donated amount is excluded from your taxable income, which may provide significant tax advantages.

Deadline: Ensure the transfer is completed by December 31 of the tax year to count toward that year's RMD.

For further assistance, please contact LRWP at:
Cammy Sutter, Executive Director, c.sutter@lrwp.org and 260-478-2515

Your generous support helps LRWP continue its mission to restore and protect wetlands in the historic watershed of the Little River. Thank you for considering this impactful way to give